NMAA
Navy Mutual Aid Association
"To provide affordable life insurance and financial security to sea service members and families."
About Navy Mutual Aid Association
The Navy Mutual Aid Association (Navy Mutual) is a nonprofit, member-owned organization founded in 1879 to provide affordable life insurance and financial protection to members of the U.S. military community. Navy Mutual focuses on serving those who serve by offering insurance products designed to meet the unique needs of military service across all stages of a career.
Who the Organization Serves
Navy Mutual serves active-duty service members, reservists, veterans, retirees, and eligible family members across the U.S. Armed Forces. While historically rooted in naval service, eligibility extends broadly to qualified members of the military community.
What the Organization Does
- Provides life insurance products tailored to military service and deployments
- Offers permanent and term life insurance options for eligible members
- Supports financial readiness and long-term family security
- Operates as a nonprofit, member-owned mutual benefit association
- Advances financial education and awareness within the military community
Where the Organization Operates
Navy Mutual operates nationally, serving eligible members across the United States and worldwide wherever military members are stationed. Services are delivered through centralized administration and remote access to policies and member support.
Eligibility and Membership Requirements
Navy Mutual Aid Association is a membership-based mutual benefit organization focused on financial protection rather than advocacy or direct services.
- Eligibility generally includes active-duty, reserve, retired, and veteran members of the U.S. Armed Forces.
- Eligibility may extend to certain family members based on program criteria.
- Applicants must meet underwriting requirements specific to the selected insurance product.
- Membership is established through the purchase and maintenance of a qualifying policy.
How Membership Is Structured
Membership is structured through policy ownership within the Association. Members receive access to life insurance coverage and member services, with governance aligned to a nonprofit, mutual-aid model designed to prioritize member interests and long-term stability.